What is humm and how does humm work?
humm allows you to spread the cost of your purchase across a payment plan. Instead of paying all at once, humm allows you to spread the cost across an order or multiple orders from €80 to €15,000. For orders from €80 - €500 there is no interest. For orders above €500, there is a small interest charge.
What can I buy with humm?
Anything you want... As long as your order is between €80 - €15,000 you are good to go. Humm can be used in-store at Clarkes of Cavan. It can even be used on items like lawnmowers and quads. We can do it over the phone, in-store and online. Just select humm on checkout.
Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,000 per month
- Have a current credit/debit card and a photo ID
- Have a good credit history
What documents are required?
If you have not fully submitted your application for assessment, you can resume and complete the application through the humm website, provided you have received a Resume Code. This code appears in the Privacy email you would have received when you requested your Consent Code.
To resume your application, follow this link.
You’ll need to click “Resume an existing application” and enter your Resume Code.
Can I pay off my humm agreement early?
Yes, you can pay off your humm Agreement early without any additional fees or charges. You will only pay the balance owing (including interest) up until the point of closure.
You can make additional payments at any time, and you can do this as often as you like – simply log in to your online customer portal (you will have received an email about logging in when you made your purchase), and click on your agreement number, and click making a “One-Off Payment”. As we said, you can do this as often as you like!
Need more information?